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Google Sheets

TBILLEQ function in Google Sheets

Calculates the equivalent annualized rate of return of a US Treasury Bill based on discount rate.

=TBILLEQ(settlement, maturity, discount)

TBILLEQ syntax and parameters

Three arguments, three required.

  • settlementanyRequired

    The settlement date of the security, the date after issuance when the security is delivered to the buyer.

  • maturityanyRequired

    The maturity or end date of the security, when it can be redeemed at face or par value.

  • discountnumberRequired

    The discount rate of the bill at time of purchase.

TBILLEQ examples

Formulas you'll actually reuse.

  1. The bond-equivalent yield of the 4.5% discount — comparable with coupon bonds:

    =TBILLEQ(DATE(2026, 3, 15), DATE(2026, 6, 14), 4.5%)

    Result0.0462

  2. How much the bond-equivalent yield exceeds the quoted discount:

    =TBILLEQ(B2, C2, D2) - D2

TBILLEQ in Excel

Same name — your formula ports as-is.

Try TBILLEQ in the playground

Edit the example — nothing to install.

Preloaded with the TBILLEQ formula from Example 1 — change anything and watch it respond.

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