Skip to content
Excel

FVSCHEDULE function in Excel

Returns the future value of an initial principal after applying a series of compound interest rates

=FVSCHEDULE(principal, schedule)

FVSCHEDULE syntax and parameters

Two arguments, two required.

  • principalnumberRequired

    The present value.

  • schedulearrayRequired

    An array of interest rates to apply.

FVSCHEDULE examples

Formulas you'll actually reuse.

  1. $10,000 after three years at 5%, then 4%, then 6%:

    =FVSCHEDULE(10000, {0.05, 0.04, 0.06})

    Result11575.2

  2. A principal grown through a column of ten yearly rates:

    =FVSCHEDULE(B2, C2:C11)

FVSCHEDULE in Google Sheets

Same name — your formula ports as-is.

Try FVSCHEDULE in the playground

Edit the example — nothing to install.

Preloaded with the FVSCHEDULE formula from Example 1 — change anything and watch it respond.

Loading the editor…